Don't wait too long

Happy New Year to each and every one of you. We toast to your prosperity as well as our own!!! If you have not considered refinancing your mortgage, you may want to seriously think about it now. Rates are still historically low and this opportunity should not be missed. If you want to find out how much I can save you, please call me. And remember I will reimburse your appraisal fee at close of escrow.

Skip is starting a very challenging new construction project in El Dorado Hills. He has imported over 6000 cubic yards of engineered fill and is beginning to build a series of four retaining walls which are 100 ft x 6 ft approximately. You can follow the project by going to Facebook, Skip Weahunt.

Once again, we are full service Mortgage Brokers, Realtors and General Contractors. So between great interest rates and historically low costs to build, we are the team for you!!!!

License info: R/E License No. 01194050 / Contractor's License No. 331604/ HUD Consultant S0628/FHA Inspector N-764

I think the Nanny State has really gone around the bend on this one. On December 18 2010 the California Health and Safety Board will declare that wood is a known cancer causing substance. That as an employer you must post clear signage saying such. Drilling, sawing, sanding generates wood dust that can cause cancer. What next Water?? Football helmets and safety straps for all... I certainly feel safer now.

Skip


WARNING

Drilling, sawing, sanding, or machining wood products generates wood dust, a substance known to theState of California to cause cancer. Avoid inhaling wood dust or use a respirator or other safeguards for personal protection.

CALIFORNIA HEALTH AND SAFETY CODE SECTION 25249.6

New El Dorado Hills Construction Project

We are just starting a new project in El Dorado Hills. This project is the perfect example of why you need to work with a knowledgeable building professional especially if your lot has over 10% slopes.
My client, under my direction, has needed to pay to have the plans re-engineered, and re-drawn. He could not understand why the “professionals” he had hired did not know how to work with the steep grade on his lot. BTW, the redesign saved him more than $50K.
A lot of it has to do with experience, face it, most architects, designers, and engineers have never actually built on a steep slope.

Services We Offer

Need a construction loan? Need an owner builder construction loan? Need a FHA loan or construction loan? Need a FHA consultant or HUD inspector? Need a zero point mortgage loan? Need a site manager for your construction project at a very reasonal SET fee? And finally, do you need a realtor. We have it all. Everyone of these services is offered by the Owner Builder Center in Fair Oaks. Give us a call at (916) 961-2453 or visit our website, www.ownerbuildercenter.com

Debra Verniest / Robert "Skip" Weahunt
Owner Builder Center
4777 Sunrise Blvd, Suite A
Fair Oaks, CA 95628



License info: R/E License No. 01194050 / Contractor's License No. 331604/ HUD Consultant S0628/FHA Inspector N-764

New tough and expensive regulations kick in on Jan 1 2011. water consumption must be reduced 20% this is achieved by lower flow shower heads (we like 5 gpm the new standard is 2.5), 1.2 gp flush toilets that you will need to flush 3 times to clear the toilet, you must have installed at final inspection an irrigation system that automatically adjusts to soil moisture and a remotely located rain sensor that can communicate with the controller, stricter energy efficiency standards, caulks and glues must pass the sniff test of our friends at EPA, at the time of final inspection a booklet, or computer disk specifying the materials and operation instructions for the home, stricter regulations on paints, carpet must meet Green Label Plus program, (what ever that means), moisture content on wood must be tested and reported on each piece of lumber in the house, I cannot believe that somehow this is going to lower the cost of construction. I only wrote down some of the regs from a cheat sheet. The actual code is 64 pages long. You can read about it, Google cal green building standards code. Debra and I first heard about this when we attended the Pacific Coast Builders Conference at Moscone Center in San Francisco this past June. Somehow imposing stricter regulations and adding to the cost of construction when the unemployment rate for trades’ people is extremely high does not make sense. It would make more sense to make it easier for builders by lowering the various agencies fees, or even waving them until housing starts approaches normal.

Skip Weahunt

Need a construction manager

Getting ready to build a house? We can help. Not only can we provide construction financing but Skip can provide construction management for a set fee. He works with reliable subcontractors providing the best pricing that you can never get on your own. He has managed the construction of 3 new homes in the last 10 months. Two of them were done in approximately 6 months. Also if you are close to getting started, you should check with your building department to be sure that they are not raising fees January 1. I have heard that is a possibility.

And if remodeling / additions is what you are looking for, then you may want to do a FHA streamline construction loan. We can help you with that. Skip is a FHA/HUD approved contractor and inspector. These programs are great for small jobs or complete remodel.

Don't forget that I can help you with all of your real estate financing needs. Rates are extremely low right now so if you are on the fence about refinancing, call me. I will make is painless!!!!

A Dream Coming True

The dream finally came true for the Capaglis. I was their realtor for the purchase of this beautiful property in Auburn. It was quite an ordeal. The seller lost the property to foreclosure after we entered into contract. It took 1 1/2 years to work through all the red tape but they were able to acquire the 5 acres this last week! Congratulations Bruce and Cherie, now I need to start working on your construction loan!!!