Housebuilding and Remodeling Class

Happy New Year to everyone.  Just wanted to let you know that the next housebuilding and remodeling class is coming up on January 12  13, 2013.  We are very excited to see the interest in this class.  Check out our website, www.ownerbuildercenter.com, for more information.

And a reminder of the services that we offer, Construction Loans, Mortgage Loans, Realtors, Contractors, 203K Contractor and HUD Inspector.  Please give us a call (916) 961-2453 or email me, debra@ownerbuildercenter.com.

Building Permits on the rise in Sacramento County

Finally, building permits are on the rise in Sacramento County.  That's right!! Yah!!  Last month 683 building permits were pulled in the County.  Sacramento was the 2nd highest county in the nation.  Great news.  So don't forget we offer construction financing and construction management.  Let's get building!!!

Housing Prices are going up, up, up

Unbelievable. We make an offer on an investment property for a client. Asking price is $82,000, we offer $101,000 and then find out that there are (4), yes four, offers of $130,000. So if you are sitting on the sidelines waiting for prices to go down, STOP thinking that way and call me.

VA Streamlines starting next week

Great new program for VA loans.  Check it out.

§       NO income! 

§       NO assets unless funds needed to close!

§       NO DU (manual UW only)!

§       CLTV to 100% w/ funding fee

§       640+ fico; No mtg lates last 12 months

§       2055/1075 Exterior-only appraisal needed

§       Credit report for mortgage rating only

§       High-balance loan amounts OK!

A wonderful thank you

Thank you so very much for all you have done, we have been so lucky to have had you in our corner and will always be indebted to you. You know if you ever need anything that we can help with all you have to do is call. We will have you up for a toast after the dust clears.

 Best regards, Bruce & Cherie

  P.S. Happy Mother's Day!!!!

Looking for new listings or clients

I am looking for new clients, buyers or sellers. Would love to help you. Please give me a call. 916-961-2453 or 337-1637.

HARP 2

Yah, it is finally here. As a mortgage broker, I am very excited about the new HARP2 program. It is providing financing at an unlimited loan to value. You must have a Fannie Mae or Freddie Mac loan and be current with your payments. Call (916) 961-2453 or email me, debra@ownerbuildercenter.com if you are interested. Finally a program for people who have stayed in their homes even though they were upside down.

Home Affordable Refinance Program

HARP 2 is a new program rolling out somewhere around March 15 to 17. This program is designed to help homeowners who are upside down on their mortgage. It is designed to get a new, more affordable mortgage. If you have a Fannie or Freddie loan, email or call me to see if you qualify.

The investor guidelines have not been disclosed yet, but it is going to be a very desirable program. Please contact me for details.

Housebuilding and Remodeling Class

Next Housebuilding and Remodeling class is right around the corner. The dates are Saturday and Sunday, January 28 & 29, 2012 at the Crowne Hotel located where the Holiday Inn was on I-80 and Madison. The cost is $195 per person or $265 per couple. Very informative class. Check our website for further information. www.ownerbuildercenter.com